Tip Calculator with Bill Split
Work out the tip and split the bill in two taps, per-person total front and centre.
- Tip
- –
- Total
- –
- Tip each
- –
Free forever, no sign-up and no limits, and this tool installs on its own so you can keep it on your home screen.
Bill, tip percentage, how many people, and the per-person amount, tip included, is the big number on screen. Preset buttons cover the common rates and the plus-minus control splits the bill without retyping anything. A round-up option lifts each share to a whole amount and tells you honestly what tip percent that really is, and an optional before-tax box tips on the pre-tax figure while the bill is still paid in full.
How to use it
- Enter the billThe total from the receipt, before tip.
- Tap a tip rate10, 15, 18 or 20 percent, or type any other rate in the box.
- Split itUse plus and minus for the number of people. Everyone's share, tip included, is the headline figure.
Built for the moment the bill arrives
A tip calculator earns its place in the twenty seconds after the receipt lands: phone out, three taps, done. That constraint designed this tool. The common rates are buttons rather than a slider, the split is plus-and-minus rather than a keyboard, and the answer that matters (what each person hands over) is the big number, not buried under intermediate figures.
The supporting numbers are still there for the table negotiation: the tip on its own, the grand total, and the tip per head for groups who pay their own food but share the service.
Rounding up deserves its honesty line. Handing over a whole note instead of exact change is normal, but it changes the tip, sometimes by a full percentage point or more on a small bill. Tick the round-up box and the tool does the rounding for you, then states the tip it actually produced and the percentage that works out to, so generosity is a choice rather than an accident of the denomination in your pocket.
Tipping is geography
No single rate is "correct", tipping is a local custom wearing the costume of a rule. The US runs on 18–20% because service wages assume it. Most of Europe builds service into the price, making 5–10% a courtesy rather than an obligation; Finland expects nothing beyond rounding. Parts of East Asia read tips as awkward or rude. The presets are deliberately a range, and the custom box goes down to zero without judgement.
One practical warning for travellers: card terminals increasingly propose percentages, and the proposals track what the operator configured, not what locals do. A machine suggesting 25% in a country where 10% is generous is a settings choice, not a custom.
Splitting without the spreadsheet
The even split is the friendship-preserving default, and it is what the headline shows. Fairness-minded groups can go one level finer without drama: everyone covers their own items, and the tip alone is shared evenly, the "tip each" stat. Beyond that lies per-person itemisation with drinks disputes, which no calculator can save you from.
Nothing you type is kept or transmitted; the bill stays between you and the table.
Questions people ask
How much should I tip?
It depends entirely on where you are. In the US, 18–20% at restaurants is the effective standard and 15% reads as mild dissatisfaction. In most of Europe, service is included and rounding up or leaving 5–10% is generous. In Japan and South Korea, tipping is not done at all and can cause confusion. The presets cover the common cases; the custom box covers the rest.
Do I tip on the amount before or after tax?
Convention in the US is the pre-tax amount, though many people tip on the total for simplicity, on a typical bill the difference is under a dollar per person. To follow the convention, put the receipt total in the bill box and the pre-tax figure in the optional before-tax box: the tip is worked out on the smaller figure, and the bill itself is still paid in full.
What does the round-up option do?
It lifts your total, or each person's share when splitting, to the next whole amount, which is how most people actually pay at the table. Because that quietly raises the tip, the tool also states the effective percentage the rounded figure works out to, so a rounded 15% that became 16% says so.
How do I work out 20% in my head at the table?
Move the decimal one place for 10%, then double it: on 64, that is 6.40 doubled to 12.80. For 15%, take the 10% and add half again. Rounding the bill to a friendly number first makes it a three-second job.
Should the tip be split evenly if the bill is not?
That is etiquette, not arithmetic, but the calculator supports both instincts: the headline gives an even split of everything, while the tip-each figure lets a group pay their own dishes and share only the tip evenly.
What about counter service and delivery?
Looser norms: US counter service commonly sees 0–10%, delivery 10–15% with a sensible minimum in bad weather. When a card machine suggests percentages, remember the suggestions are chosen by the till, not by convention.
Do I tip on a discounted or comped bill?
Convention is to tip on what the bill would have been. A voucher or a dish taken off the total reduces what you pay, not the work the server did, so put the full pre-discount figure in the bill box and pay the tip on that.