Tip Calculator with Bill Split

Bill, tip percentage, how many people — and the per-person amount, tip included, is the big number on screen. Preset buttons cover the common rates and the plus-minus control splits the bill without retyping anything.

How to use it

Enter the billThe total from the receipt, before tip.
Tap a tip rate10, 15, 18 or 20 percent — or type any other rate in the box.
Split itUse plus and minus for the number of people. Everyone's share, tip included, is the headline figure.

Built for the moment the bill arrives

A tip calculator earns its place in the twenty seconds after the receipt lands: phone out, three taps, done. That constraint designed this tool. The common rates are buttons rather than a slider, the split is plus-and-minus rather than a keyboard, and the answer that matters — what each person hands over — is the big number, not buried under intermediate figures.

The supporting numbers are still there for the table negotiation: the tip on its own, the grand total, and the tip per head for groups who pay their own food but share the service.

Tipping is geography

No single rate is "correct" — tipping is a local custom wearing the costume of a rule. The US runs on 18–20% because service wages assume it. Most of Europe builds service into the price, making 5–10% a courtesy rather than an obligation; Finland expects nothing beyond rounding. Parts of East Asia read tips as awkward or rude. The presets are deliberately a range, and the custom box goes down to zero without judgement.

One practical warning for travellers: card terminals increasingly propose percentages, and the proposals track what the operator configured, not what locals do. A machine suggesting 25% in a country where 10% is generous is a settings choice, not a custom.

Splitting without the spreadsheet

The even split is the friendship-preserving default, and it is what the headline shows. Fairness-minded groups can go one level finer without drama: everyone covers their own items, and the tip alone is shared evenly — the "tip each" stat. Beyond that lies per-person itemisation with drinks disputes, which no calculator can save you from.

Nothing you type is kept or transmitted; the bill stays between you and the table.

Questions people ask

How much should I tip?

It depends entirely on where you are. In the US, 18–20% at restaurants is the effective standard and 15% reads as mild dissatisfaction. In most of Europe, service is included and rounding up or leaving 5–10% is generous. In Japan and South Korea, tipping is not done at all and can cause confusion. The presets cover the common cases; the custom box covers the rest.

Do I tip on the amount before or after tax?

Convention in the US is the pre-tax amount, though many people tip on the total for simplicity — on a typical bill the difference is under a dollar per person. This calculator applies the rate to whatever figure you type, so enter whichever base you prefer.

How do I work out 20% in my head at the table?

Move the decimal one place for 10%, then double it: on 64, that is 6.40 doubled to 12.80. For 15%, take the 10% and add half again. Rounding the bill to a friendly number first makes it a three-second job.

Should the tip be split evenly if the bill is not?

That is etiquette, not arithmetic — but the calculator supports both instincts: the headline gives an even split of everything, while the tip-each figure lets a group pay their own dishes and share only the tip evenly.

What about counter service and delivery?

Looser norms: US counter service commonly sees 0–10%, delivery 10–15% with a sensible minimum in bad weather. When a card machine suggests percentages, remember the suggestions are chosen by the till, not by convention.

Is any of this stored?

No — the maths runs on your device and vanishes when you close the tab.